It’s OK to say no
Remember, it’s OK to say no. Overstretching ourselves can cause stress and tension, which affects our mental health. Sometimes turning down party invitations and cutting back on expensive gifts is the right choice. Your body and your bank balance will thank you.
Do you have a budget?
It can be hard to find the time to sit down and work out a budget for the holidays, but this is one of the best ways to keep money worries away. Once you know how much you’re able to spend, you’ll have a better idea of what you can afford, so you can truly enjoy what you choose to do.
Time for a bargain!
Preparing for the holidays early means you can research the best deals around for food and presents. This avoids panic buying and making unnecessary purchases and will give you time to get creative. You could even buy next year’s Christmas decorations and gifts in the post-Christmas sales!
Talk about it
If you feel overwhelmed and worried about your finances, reach out and talk to people you trust around you. Opening up about your troubles can ease your worries and help with your mental health.
We can help you
If you’re finding it hard to pay your bills or rent over this period, please get in touch with us. You might be surprised how many options are available to you. It’s easier than ever to get in touch with us now, with our online financial support form.